We're a direct lender.
We fund from our own book. No passing your file around a market and waiting for someone else to decide.
The total cost is shown before you sign.
Every offer states the amount, the total you'll repay and how it's collected. No teaser rates and no fees that appear later.
Judged on your trading, not your paperwork.
Our funders look at what goes through your card machine and bank account, not three years of accounts or a business plan.
One specialist, start to finish.
The person who takes your enquiry handles your application and stays your contact after funding.
Top up before you've finished repaying.
Once a portion of your advance is repaid and your takings support it, you can draw more without waiting for the first facility to close. If you have advances elsewhere, we can look at consolidating them into one.
We say no when it's wrong for you.
Stacking advances, sole traders, a business losing money every month: we turn those down and explain why, rather than passing them on.
Five questions to ask any funding provider
Ask us these. Ask anyone else these too. If a provider dodges the last one, walk away.
- What's the total I repay? Not the rate, the number.
- How is it collected, and does that change?
- Is there a personal guarantee?
- What happens if I settle early?
- Who are you, legally, and who is the funder?
See what your business could be offered
Two minutes to tell us about the business. A funding specialist calls you back, usually the same working day, with a straight answer.