How it works
Six steps from a two-minute enquiry to funds in the account, with a person on the phone at every stage.
Enquiry to funds, step by step
Tell us about the business
Company name, what you do, roughly what goes through the till each month, the amount and what it's for. No credit search at this stage.
A funding specialist calls you back
A person, not an automated decision. They confirm whether it's a fit, which product suits and roughly what it would cost on your numbers. If it's a no, you hear it now, with a reason.
Send three things
Six months of business bank statements (open banking takes under a minute, or PDFs), six months of card terminal statements if you take cards, and photo ID for a director.
Offer in writing
Your offer shows the amount, the total to repay, how it's collected, the legal name of the funding entity and any personal guarantee. One or two pages. Take as long as you need to read it.
Funds in your account
E-sign the agreement and the funder pays the business bank account. Repayments start automatically as agreed.
One contact, start to finish
Your specialist stays your point of contact after funding, including if you want to top up or renew once part of the facility is repaid.
The documents
No business plan, no three years of accounts, no projections.
Step one takes two minutes
Two minutes to tell us about the business. A funding specialist calls you back, usually the same working day, with a straight answer.