Who we are
A direct lender to UK businesses that decides in-house and tells owners the truth about what it costs.
What we do
UK Business Funding is a direct lender to UK limited companies and LLPs. We assess what a business takes and how it trades, decide in-house, and fund from our own book, managing the application through to funds in the account. Where a specialist product such as asset finance suits better, we arrange it with a partner funder and say so before you sign.
Who we work with
Owner-managed businesses that take money through a card machine or a busy business bank account: hospitality, retail, salons and clinics, garages, trades and services. Typically £10,000 to £500,000 a month in turnover, trading six months or more, with a specific reason to raise between £5,000 and £500,000.
What it costs
One total, agreed in writing before you sign. There are no application fees and no charges before funds are released. If a product is arranged with a partner funder, any commission we receive comes from the funder and doesn't change what you repay. Details are on our transparency and fees page.
What we won't do
- Promise approval or funding times we can't stand behind
- Arrange a second or third advance on top of one that's still running
- Pass on an application we think is wrong for the business
- Share your details with anyone other than the funder assessing your application
See what your business could be offered
Two minutes to tell us about the business. A funding specialist calls you back, usually the same working day, with a straight answer.