Most UK trades that take card payments or run a busy business bank account can be considered. We generally will not fund the following, and we'll tell you straight away rather than take an application we know will fail:
- Individuals, sole traders and partnerships below £25,000 (consumer credit rules)
- Businesses trading under six months
- Adult entertainment and escort services
- Gambling, betting and casinos
- Cryptocurrency exchanges and trading
- Firearms and weapons
- Cannabis, CBD and vape manufacturing
- Debt collection, payday and consumer lending, pawnbrokers
- Multi-level marketing and pyramid schemes
- Businesses in insolvency or administration, or with an unresolved CCJ
- Charities and not-for-profits (different funding routes apply)
Borderline sectors such as nightclubs, travel agents, used-car dealers and construction with retention clauses are considered case by case. If you're not sure, ask on the form; it costs nothing to find out.
See what your business could be offered
Two minutes to tell us about the business. A funding specialist calls you back, usually the same working day, with a straight answer.
No credit search at enquiry stage
No obligation at any point before you sign
Monday to Friday, 9am to 6pm