/* Layout: left-aligned, 1160px measure, navy hero with a paper "offer card" that carries the thesis. */
:root{
  --navy:#0A1733;--navy-2:#122650;--navy-3:#1B3566;
  --red:#CF1F30;--red-dark:#B3182A;--red-on-dark:#F2515E;--accent-ink:#B3182A;--night:#070B14;
  --paper:#FFFFFF;--mist:#F4F6FA;--ink:#0F172A;--slate:#566275;--line:#E2E7F0;--line-dark:rgba(255,255,255,.12);
  --green:#1F8A6A;
  --display:'Plus Jakarta Sans',system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --body:'IBM Plex Sans',system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --r-ctl:8px;--r-card:14px;--r-doc:20px;
  --shadow-doc:0 30px 60px -20px rgba(10,23,51,.45),0 10px 24px -12px rgba(10,23,51,.25);
  --gutter-l:max(16px,env(safe-area-inset-left,0px));--gutter-r:max(16px,env(safe-area-inset-right,0px));
  color-scheme:light;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{font-family:var(--body);font-size:17px;line-height:1.55;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased}
a{color:inherit}
img,svg{display:block;max-width:100%}
button{font:inherit;color:inherit}
:focus-visible{outline:3px solid rgba(207,31,48,.45);outline-offset:3px;border-radius:4px}
.wrap{width:100%;max-width:1160px;margin-inline:auto;padding-left:var(--gutter-l);padding-right:var(--gutter-r)}
h1,h2,h3,h4{font-family:var(--display);font-weight:700;letter-spacing:-.02em;line-height:1.1;text-wrap:balance}
h1{font-size:clamp(36px,5.2vw,60px);font-weight:800;letter-spacing:-.03em}
h2{font-size:clamp(28px,3.6vw,42px)}
h3{font-size:22px}
.kicker{font-family:var(--display);font-weight:700;font-size:15px;color:var(--accent-ink);margin-bottom:12px}
.lede{font-size:clamp(17px,1.6vw,20px);color:var(--slate);max-width:62ch}
.on-dark .lede{color:rgba(255,255,255,.78)}
.measure{max-width:66ch}
.num{font-variant-numeric:tabular-nums lining-nums}
section{padding-block:clamp(56px,8vw,104px)}
.section-head{max-width:720px;margin-bottom:clamp(28px,4vw,48px)}
.section-head h2{margin-bottom:14px}
.ic{flex:none}.ic.ok{color:var(--green)}.ic.no{color:var(--red)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:14px 24px;white-space:nowrap;border-radius:var(--r-ctl);font-family:var(--display);font-weight:700;font-size:16px;text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:background .15s,border-color .15s,transform .08s}
.btn:active{transform:translateY(1px)}
.btn-red{background:var(--red);color:#fff;border-color:var(--red)}.btn-red:hover{background:var(--red-dark);border-color:var(--red-dark)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.06)}
.btn-navy{background:var(--navy);color:#fff;border-color:var(--navy)}.btn-navy:hover{background:var(--navy-3)}
.btn-line{background:transparent;color:var(--navy);border-color:var(--line)}.btn-line:hover{border-color:var(--navy)}
.textlink{font-family:var(--display);font-weight:700;color:var(--navy);text-decoration:none;display:inline-flex;align-items:center;gap:8px;border-bottom:2px solid rgba(10,23,51,.2);padding-bottom:2px}
.textlink:hover{border-color:var(--accent-ink)}
.on-dark .textlink{color:#fff;border-color:rgba(255,255,255,.3)}

/* nav */
.nav{position:sticky;top:0;z-index:60;background:rgba(7,11,20,.82);backdrop-filter:saturate(1.2) blur(12px);-webkit-backdrop-filter:saturate(1.2) blur(12px);border-bottom:1px solid rgba(255,255,255,.08);color:#fff}
.nav .wrap{display:flex;align-items:center;gap:28px;min-height:72px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-family:var(--display);font-weight:800;font-size:19px;letter-spacing:-.02em;color:#fff;white-space:nowrap}
.brand .tile{width:38px;height:38px;border-radius:9px;background:var(--red);color:#fff;display:grid;place-items:center;flex:none}
.brand img{display:block;height:50px;width:auto;background:#fff;border-radius:10px;padding:5px 12px;box-sizing:content-box}
.nav .links{display:flex;align-items:center;gap:4px;margin-left:8px;font-family:var(--display);font-weight:600;font-size:15px}
.nav .links>a,.nav .links>.dd>summary{display:inline-flex;align-items:center;gap:6px;padding:10px 12px;white-space:nowrap;border-radius:var(--r-ctl);text-decoration:none;color:rgba(255,255,255,.86);background:none;border:0;cursor:pointer}
.nav .links>a:hover,.nav .links>.dd>summary:hover,.nav .links>.dd[open]>summary{background:rgba(255,255,255,.08);color:#fff}
.nav .links a[aria-current=page]{color:var(--red-on-dark)}
.dd{position:relative}
.dd summary{list-style:none}.dd summary::-webkit-details-marker{display:none}
.dd .menu{position:absolute;top:calc(100% + 8px);left:0;min-width:300px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);box-shadow:0 24px 48px -16px rgba(10,23,51,.3);padding:8px;display:grid}
.dd .menu a{padding:10px 12px;border-radius:var(--r-ctl);text-decoration:none;display:grid;gap:2px;color:var(--ink)}
.dd .menu a:hover{background:var(--mist)}
.dd .menu small{font-family:var(--body);font-weight:400;color:var(--slate);font-size:13px}
.nav .spacer{flex:1}
.nav .talk{font-family:var(--display);font-weight:600;font-size:15px;text-decoration:none;color:rgba(255,255,255,.86);white-space:nowrap}
.nav .talk:hover{color:#fff}
.nav .btn{min-height:44px;padding:10px 18px;font-size:15px}
.burger{display:none;width:44px;height:44px;border:0;background:none;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px;margin-left:auto}
.burger span{width:22px;height:2px;background:#fff;border-radius:2px;transition:transform .2s,opacity .2s}
.nav.open .burger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav.open .burger span:nth-child(2){opacity:0}
.nav.open .burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mnav{display:none;border-top:1px solid rgba(255,255,255,.08);background:var(--night);color:#fff;padding:8px var(--gutter-r) 20px var(--gutter-l)}
.mnav a{display:block;padding:12px 8px;text-decoration:none;font-family:var(--display);font-weight:600;border-radius:var(--r-ctl)}
.mnav a.sub{padding-left:24px;font-weight:500;color:rgba(255,255,255,.7)}
.mnav .grp{padding:12px 8px 4px;font-size:13px;color:rgba(255,255,255,.5)}
.mnav .btn{width:100%;margin-top:10px}
.nav.open .mnav{display:block}
@media (max-width:1000px){.nav .links,.nav .talk,.nav .nav-cta{display:none}.burger{display:flex}}
@media (max-width:400px){.brand{font-size:17px}.brand img{height:42px;padding:4px 10px}}

/* hero */
.hero{background:var(--night) url(img/skyline.jpg?v=2) center 60%/cover no-repeat;color:#fff;position:relative;overflow:hidden;min-height:min(86vh,820px);display:flex;align-items:center;padding-block:clamp(72px,10vw,128px)}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,11,20,.5) 0%,rgba(7,11,20,.18) 45%,rgba(7,11,20,.72) 100%)}
.hero .wrap{position:relative;z-index:1;display:block;max-width:960px;text-align:center}
.hero .copy{padding-bottom:0}
.hero h1{margin-bottom:22px;font-size:clamp(38px,5.6vw,66px);text-shadow:0 2px 24px rgba(0,0,0,.45)}
.hero h1 em{font-style:normal;color:var(--red)}
.hero .lede{margin:0 auto 32px;max-width:60ch;color:rgba(255,255,255,.86)}
.hero .cta{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}
.hero .assure{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 26px;margin-top:34px;font-size:15px;color:rgba(255,255,255,.8)}
.hero .assure span{display:inline-flex;align-items:center;gap:8px}
.hero .assure .ic{color:#9AE6C7;width:18px;height:18px}
@media (max-width:900px){.hero{min-height:0}}
@media (max-width:640px){
  .hero{background:var(--night) url(img/skyline-m.jpg?v=2) center bottom/cover no-repeat;min-height:calc(100svh - 72px);padding-block:44px 230px;display:flex;align-items:flex-start}
  .hero::before{background:linear-gradient(180deg,rgba(7,11,20,.9) 0%,rgba(7,11,20,.8) 50%,rgba(7,11,20,.45) 78%,rgba(7,11,20,.2) 100%)}
  .hero .wrap{text-align:left}
  .hero h1{font-size:clamp(34px,10vw,44px);line-height:1.04;margin-bottom:16px}
  .hero .lede{font-size:16px;margin-bottom:24px;max-width:none}
  .hero .cta{flex-direction:column;align-items:stretch;gap:10px}
  .hero .cta .btn{width:100%}
  .hero .assure{flex-direction:column;align-items:flex-start;gap:8px;margin-top:24px;font-size:14px}
}

/* offer card — the one bold element */
.offersec{background:var(--mist);padding-block:clamp(40px,6vw,72px)}
.offersec .wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(32px,5vw,72px);align-items:center}
.offersec .lede{margin-top:14px}
.offersec .pts{margin-top:22px;display:grid;gap:10px;font-size:15px;color:var(--slate)}
.offersec .pts span{display:flex;gap:10px;align-items:flex-start}
.offersec .pts .ic{color:var(--green);width:18px;height:18px;margin-top:3px}
@media (max-width:900px){.offersec .wrap{grid-template-columns:1fr}}
.offer{background:var(--paper);color:var(--ink);border-radius:var(--r-doc);box-shadow:var(--shadow-doc);overflow:hidden;max-width:560px;width:100%;justify-self:end}
@media (max-width:900px){.offer{justify-self:stretch;max-width:none}}
.offer .head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px 24px;background:var(--mist);border-bottom:1px solid var(--line);font-size:13px;color:var(--slate)}
.offer .head b{font-family:var(--display);color:var(--navy);font-size:14px}
.offer .head .tag{border:1px solid var(--line);border-radius:999px;padding:3px 10px;background:#fff}
.offer .body{padding:22px 24px 24px}
.offer label{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-size:14px;color:var(--slate)}
.offer .amount{font-family:var(--display);font-size:clamp(34px,4vw,46px);font-weight:800;letter-spacing:-.03em;color:var(--navy);line-height:1}
.offer input[type=range]{width:100%;margin:16px 0 4px;accent-color:var(--red);height:6px}
.offer .ticks{display:flex;justify-content:space-between;font-size:12px;color:var(--slate)}
.offer .rows{margin-top:18px;border-top:1px solid var(--line)}
.offer .row{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:11px 0;border-bottom:1px solid var(--line);font-size:15px}
.offer .row span{color:var(--slate);flex:none}
.offer .row b{font-family:var(--display);font-size:18px;color:var(--navy);text-align:right}
@media (max-width:420px){.offer .row b{font-size:16px}.offer .row.total b{font-size:22px}}
.offer .row.total b{font-size:24px;color:var(--accent-ink)}
.offer .days{margin-top:18px}
.offer .days .cap{display:flex;justify-content:space-between;font-size:13px;color:var(--slate);margin-bottom:8px}
.offer .bars{display:grid;grid-template-columns:repeat(10,1fr);gap:6px;height:64px;align-items:end}
.offer .bar{position:relative;background:#E7ECF4;border-radius:4px 4px 2px 2px;overflow:hidden}
.offer .bar i{position:absolute;left:0;right:0;bottom:0;background:var(--red);display:block}
.offer .days .note{font-size:13px;color:var(--slate);margin-top:10px}
.offer .btn{width:100%;margin-top:18px}
.offer .fine{font-size:12px;color:var(--slate);margin-top:12px;line-height:1.5}

/* stats strip */
.stats{background:var(--paper)}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding-top:8px;padding-bottom:28px}
.stats div{padding:4px 0}
.stats b{display:block;font-family:var(--display);font-size:clamp(20px,2vw,26px);letter-spacing:-.02em;color:var(--navy);line-height:1.1}
.stats span{font-size:14px;color:var(--slate)}
@media (max-width:860px){.stats .wrap{grid-template-columns:1fr 1fr}}
@media (max-width:420px){.stats .wrap{grid-template-columns:1fr}}

/* assurance band */
.assurance{background:var(--paper);padding-block:0 clamp(40px,5vw,56px)}
.assurance .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;border-top:1px solid var(--line);padding-top:32px}
.assurance .wrap>div{display:flex;gap:14px;align-items:flex-start;font-size:15px;color:var(--slate)}
.assurance b{display:block;font-family:var(--display);color:var(--ink);font-size:16px;margin-bottom:2px}
.assurance svg{width:26px;height:26px;flex:none;color:var(--navy)}
@media (max-width:860px){.assurance .wrap{grid-template-columns:1fr}}

/* products */
.products{background:var(--mist)}
.product.featured{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:32px;background:var(--navy);color:#fff;border-radius:var(--r-card);padding:34px 36px;text-decoration:none;transition:background .15s}
.product.featured:hover{background:var(--navy-2)}
.product.featured .pin{font-family:var(--display);font-weight:700;font-size:14px;color:var(--red-on-dark);margin-bottom:8px}
.product.featured h3{font-size:28px;margin-bottom:10px}
.product.featured p{color:rgba(255,255,255,.8);font-size:16px;max-width:52ch}
.product.featured .go{display:inline-flex;align-items:center;gap:8px;font-family:var(--display);font-weight:700;color:#fff;margin-top:18px}
.product.featured .via{font-size:13px;color:rgba(255,255,255,.6);margin-top:10px}
.product.featured .side{display:grid;gap:10px;align-content:center}
.product.featured .side div{background:rgba(255,255,255,.06);border:1px solid var(--line-dark);border-radius:10px;padding:12px 16px;font-size:14px;color:rgba(255,255,255,.75)}
.product.featured .side b{display:block;font-family:var(--display);font-size:20px;color:#fff;margin-bottom:2px}
.plist{margin-top:22px;border-top:1px solid var(--line)}
.prow{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr) auto;gap:28px;align-items:center;padding:22px 0;border-bottom:1px solid var(--line);text-decoration:none;color:inherit}
.prow h3{font-size:19px;margin-bottom:4px;transition:color .15s}
.prow:hover h3{color:var(--accent-ink)}
.prow p{color:var(--slate);font-size:15px;max-width:52ch}
.prow .facts{display:flex;flex-wrap:wrap;gap:6px}
.prow .facts span{font-size:13px;border:1px solid var(--line);border-radius:999px;padding:4px 10px;background:var(--paper);color:var(--ink)}
.prow .go{width:40px;height:40px;border-radius:50%;border:1.5px solid var(--line);display:grid;place-items:center;color:var(--navy);transition:border-color .15s,background .15s}
.prow:hover .go{border-color:var(--navy);background:var(--navy);color:#fff}
.products .foot{margin-top:22px;font-size:14px;color:var(--slate);max-width:70ch}
@media (max-width:900px){.product.featured{grid-template-columns:1fr;padding:28px 24px}.prow{grid-template-columns:1fr auto;gap:12px 16px}.prow .facts{grid-column:1/-1}.prow .go{grid-column:2;grid-row:1;align-self:start}}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;position:relative}
.step{position:relative;padding-top:26px}
.step::before{content:"";position:absolute;left:0;right:-28px;top:0;height:2px;background:var(--line)}
.step:last-child::before{right:0}
.step .n{position:absolute;top:-13px;left:0;width:28px;height:28px;border-radius:50%;background:var(--red);color:#fff;font-family:var(--display);font-weight:800;font-size:14px;display:grid;place-items:center}
.step h3{margin:14px 0 10px;font-size:21px}
.step p{color:var(--slate);font-size:16px}
.how .after{margin-top:40px;display:flex;flex-wrap:wrap;gap:14px;align-items:center}
@media (max-width:860px){.steps{grid-template-columns:1fr;gap:36px}.step::before{right:0}}

/* how + video */
.howgrid{display:grid;grid-template-columns:1fr}
.steps.stack{grid-template-columns:1fr;gap:22px}
.steps.stack .step{padding-top:0;padding-left:44px}
.steps.stack .step::before{display:none}
.steps.stack .step .n{top:2px}
.steps.stack .step h3{margin-top:0}
.phone-wrap{display:flex;justify-content:center}
.phone{position:relative;width:min(300px,100%);aspect-ratio:9/16;border-radius:34px;background:#000;padding:10px;box-shadow:var(--shadow-doc);border:1px solid rgba(255,255,255,.2)}
.phone video{width:100%;height:100%;object-fit:cover;border-radius:26px;display:block;background:var(--navy)}
.phone .play{position:absolute;inset:10px;border-radius:26px;border:0;background:linear-gradient(to top,rgba(10,23,51,.85),rgba(10,23,51,.1) 55%);color:#fff;display:flex;flex-direction:column;align-items:center;justify-content:flex-end;gap:10px;padding-bottom:28px;cursor:pointer;font-family:var(--display);font-weight:700;font-size:14px}
.phone .play svg{width:64px;height:64px;padding:17px;border-radius:50%;background:var(--red);box-sizing:border-box}
.phone.playing .play{display:none}
@media (max-width:900px){.howgrid{grid-template-columns:1fr}.phone-wrap{order:-1}}

/* reasons */
.why{background:var(--navy);color:#fff}
.why .wrap{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:clamp(32px,6vw,96px);align-items:start}
.why .sticky{position:sticky;top:96px}
.why .kicker{color:var(--red-on-dark)}
.why .lede{margin-top:14px}
.reason{padding:24px 0;border-top:1px solid var(--line-dark)}
.reason:last-child{border-bottom:1px solid var(--line-dark)}
.reason h3{font-size:22px;margin-bottom:8px}
.reason p{color:rgba(255,255,255,.75);max-width:60ch}
@media (max-width:860px){.why .wrap{grid-template-columns:1fr}.why .sticky{position:static}}

/* examples */
.examples{background:var(--mist)}
.tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px}
.tabs button{border:1.5px solid var(--line);background:var(--paper);border-radius:999px;padding:10px 16px;font-family:var(--display);font-weight:600;font-size:15px;cursor:pointer;color:var(--ink)}
.tabs button[aria-selected=true]{background:var(--navy);border-color:var(--navy);color:#fff}
.ex{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px}
.ex[hidden]{display:none}
.ledger{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);overflow:hidden}
.ledger .lh{padding:18px 24px;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:12px;align-items:center}
.ledger .lh b{font-family:var(--display);font-size:17px}
.ledger .lh span{font-size:12px;border:1px solid var(--line);border-radius:999px;padding:3px 10px;color:var(--slate);white-space:nowrap}
.ledger table{width:100%;border-collapse:collapse;font-size:15px}
.ledger td{padding:12px 24px;border-bottom:1px solid var(--line);vertical-align:top}
.ledger td:first-child{color:var(--slate);width:48%}
.ledger td:last-child{text-align:right;font-family:var(--display);font-weight:700;color:var(--navy)}
.ledger tr.total td:last-child{color:var(--accent-ink);font-size:20px}
.ledger tr:last-child td{border-bottom:0}
.ledger .need{padding:16px 24px;font-size:15px;color:var(--slate);border-top:1px solid var(--line);background:var(--mist)}
.explain{display:grid;gap:14px;align-content:start}
.explain h3{font-size:22px;margin-bottom:4px}
.term{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);padding:18px 20px}
.term b{font-family:var(--display);display:block;margin-bottom:4px;color:var(--navy)}
.term p{font-size:15px;color:var(--slate)}
.explain .fine{font-size:13px;color:var(--slate)}
@media (max-width:860px){.ex{grid-template-columns:1fr}}

/* eligibility */
.elig .cols{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,4vw,56px)}
.elig h3{font-size:20px;margin-bottom:16px}
.elig ul{list-style:none;display:grid;gap:12px}
.elig li{display:flex;gap:12px;align-items:flex-start;font-size:16px}
.elig li .ic{margin-top:1px}
.elig .muted li{color:var(--slate)}
.elig .after{margin-top:36px;display:flex;flex-wrap:wrap;gap:14px;align-items:center}
@media (max-width:760px){.elig .cols{grid-template-columns:1fr}}

/* deal spotlight strip */
.spot{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding-block:26px;overflow:hidden}
.spot .wrap{display:flex;justify-content:space-between;align-items:baseline;gap:16px;margin-bottom:14px}
.spot h2{font-size:18px}
.spot .lab{font-size:13px;color:var(--slate);max-width:60ch;text-align:right}
.track{display:flex;gap:12px;width:max-content;animation:scroll 48s linear infinite;padding-left:var(--gutter-l)}
.spot:hover .track{animation-play-state:paused}
.deal{display:grid;grid-template-columns:auto 1fr;gap:4px 14px;align-items:center;border:1px solid var(--line);border-radius:12px;padding:12px 16px;min-width:270px;background:var(--mist)}
.deal b{grid-row:span 2;font-family:var(--display);font-size:24px;letter-spacing:-.02em;color:var(--navy)}
.deal span{font-size:14px;color:var(--ink)}
.deal small{font-size:12px;color:var(--slate)}
.deal .tag{position:absolute}
@keyframes scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.track{animation:none;flex-wrap:wrap;width:auto;padding-right:var(--gutter-r)}}
@media (max-width:700px){.spot .wrap{flex-direction:column;align-items:flex-start}.spot .lab{text-align:left}}

/* testimonials */
.quotes{background:var(--mist)}
.qgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.quote{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);padding:24px}
.quote p{font-size:16px}
.quote footer{margin-top:14px;font-size:14px;color:var(--slate)}
@media (max-width:860px){.qgrid{grid-template-columns:1fr}}

/* faq */
.faq .wrap{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(24px,5vw,80px)}
.faq details{border-top:1px solid var(--line)}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;font-family:var(--display);font-weight:700;font-size:18px}
.faq summary::-webkit-details-marker{display:none}
.faq summary .pm{flex:none;width:28px;height:28px;border-radius:50%;border:1.5px solid var(--line);display:grid;place-items:center;position:relative}
.faq summary .pm::before,.faq summary .pm::after{content:"";position:absolute;background:var(--navy);width:12px;height:2px;border-radius:1px;transition:transform .2s}
.faq summary .pm::after{transform:rotate(90deg)}
.faq details[open] summary .pm::after{transform:rotate(0)}
.faq details[open] summary .pm{border-color:var(--navy)}
.faq .a{padding:0 0 20px;color:var(--slate);max-width:62ch}
@media (max-width:860px){.faq .wrap{grid-template-columns:1fr}}

/* final cta */
.final{background:var(--navy);color:#fff}
.final .wrap{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:40px;align-items:center}
.final .ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.final .side{border-left:1px solid var(--line-dark);padding-left:32px;display:grid;gap:12px;color:rgba(255,255,255,.78);font-size:15px}
.final .side b{color:#fff;font-family:var(--display)}
@media (max-width:860px){.final .wrap{grid-template-columns:1fr}.final .side{border-left:0;padding-left:0;border-top:1px solid var(--line-dark);padding-top:24px}}

/* footer */
footer{background:#061024;color:rgba(255,255,255,.72);padding-block:56px 36px;font-size:14px}
footer .cols{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px;margin-bottom:36px}
footer h4{color:#fff;font-size:14px;margin-bottom:12px}
footer ul{list-style:none;display:grid;gap:9px}
footer a{text-decoration:none}footer a:hover{text-decoration:underline}
footer .brand{color:#fff;margin-bottom:14px}
footer .brand .tile{background:rgba(255,255,255,.1)}
footer .about p{max-width:38ch}
footer .social{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-top:16px}
footer .social span{font-size:13px;color:rgba(255,255,255,.5);margin-right:4px}
footer .social a{border:1px solid var(--line-dark);border-radius:999px;padding:6px 12px;font-size:13px;font-family:var(--display);font-weight:600;color:#fff;text-decoration:none}
footer .social a:hover{border-color:#fff;text-decoration:none}
footer .legal{border-top:1px solid var(--line-dark);padding-top:24px;font-size:12.5px;line-height:1.6;color:rgba(255,255,255,.55);display:grid;gap:10px}
.ph{border-bottom:1px dashed rgba(255,255,255,.45);color:rgba(255,255,255,.85)}
@media (max-width:860px){footer .cols{grid-template-columns:1fr 1fr}}
@media (max-width:520px){footer .cols{grid-template-columns:1fr}}

/* sticky mobile cta */
.sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:50;display:none;padding:10px var(--gutter-r) calc(10px + env(safe-area-inset-bottom,0px)) var(--gutter-l);background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-top:1px solid var(--line)}
.sticky-cta .btn{width:100%}
@media (max-width:640px){.sticky-cta{display:block}body{padding-bottom:76px}}

/* cookie banner (only when analytics configured) */
.cookie{position:fixed;left:var(--gutter-l);right:var(--gutter-r);bottom:calc(16px + env(safe-area-inset-bottom,0px));z-index:70;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);padding:16px;display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between;box-shadow:0 20px 40px -20px rgba(10,23,51,.4);font-size:14px}
.cookie[hidden]{display:none}
.cookie .acts{display:flex;gap:8px}
.cookie .btn{min-height:40px;padding:8px 14px;font-size:14px}

/* ===== Premium identity layer (Nov 2026) ===== */
:root{--navy:#0B1F3F;--navy-2:#13295A;--navy-3:#1C3A75;--night:#071633;--red:#B91C2C;--red-dark:#9E1625;--red-on-dark:#F0616D;--accent-ink:#B91C2C;
  --mist:#F5F6F8;--line:#E3E7EE;--ink:#121A2B;--slate:#5B6678;
  --display:'DM Serif Display',Georgia,'Times New Roman',serif;--body:'Inter',system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;--ui:'Inter',system-ui,sans-serif;
  --r-ctl:6px;--r-card:12px;--r-doc:16px;--shadow-doc:0 24px 48px -24px rgba(11,31,63,.35),0 8px 20px -12px rgba(11,31,63,.18)}
body{font-size:17px;line-height:1.6}
h1,h2,h3,h4{font-family:var(--display);font-weight:400;letter-spacing:-.01em;line-height:1.08}
h1{font-size:clamp(40px,5.4vw,66px);font-weight:400;letter-spacing:-.015em}
h2{font-size:clamp(30px,3.8vw,46px)}
h3{font-family:var(--ui);font-weight:700;letter-spacing:-.01em;font-size:21px}
.kicker{font-family:var(--ui);font-weight:600;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--red);margin-bottom:14px}
.lede{font-size:clamp(17px,1.5vw,19px);line-height:1.65}
section{padding-block:clamp(64px,9vw,120px)}
.section-head{margin-bottom:clamp(32px,4.5vw,56px)}
/* buttons */
.btn{font-family:var(--ui);font-weight:600;font-size:15.5px;letter-spacing:.01em;border-radius:var(--r-ctl);min-height:52px;padding:14px 26px;transition:background .18s ease,border-color .18s ease,color .18s ease,box-shadow .18s ease,transform .08s}
.btn-red{box-shadow:0 6px 16px -8px rgba(185,28,44,.6)}.btn-red:hover{box-shadow:0 10px 22px -8px rgba(185,28,44,.65)}
.btn-line{border-color:#C9D0DB}.btn-line:hover{border-color:var(--navy);background:#fff}
.textlink{font-family:var(--ui);font-weight:600;border-bottom-color:rgba(11,31,63,.18)}
/* header: white, refined */
.nav{background:rgba(255,255,255,.96);backdrop-filter:saturate(1.1) blur(10px);-webkit-backdrop-filter:saturate(1.1) blur(10px);border-bottom:1px solid var(--line);color:var(--navy)}
.nav .wrap{min-height:84px;gap:24px}
.brand{gap:12px;color:var(--navy)}
.brand img{height:44px;width:44px;background:none;border-radius:0;padding:0;box-sizing:border-box}
.brand .wm{display:flex;flex-direction:column;line-height:1;padding-left:12px;border-left:1.5px solid var(--red)}
.brand .l1{font-family:var(--ui);font-weight:800;font-size:17px;letter-spacing:.06em;text-transform:uppercase;color:var(--navy)}
.brand .l2{font-family:var(--ui);font-weight:600;font-size:12.5px;letter-spacing:.34em;text-transform:uppercase;color:var(--red);margin-top:4px}
.nav .links{font-family:var(--ui);font-weight:500;font-size:15px;margin-left:20px}
.nav .links>a,.nav .links>.dd>summary{color:var(--ink);padding:10px 13px}
.nav .links>a:hover,.nav .links>.dd>summary:hover,.nav .links>.dd[open]>summary{background:var(--mist);color:var(--navy)}
.nav .links a[aria-current=page]{color:var(--red)}
.nav .talk{color:var(--navy);font-family:var(--ui);font-weight:500}.nav .talk:hover{color:var(--red)}
.dd .menu{border-radius:10px;box-shadow:0 24px 48px -16px rgba(11,31,63,.25);border-color:var(--line)}
.dd .menu a{font-family:var(--ui);font-weight:600;font-size:15px}
.burger span{background:var(--navy)}
.mnav{background:#fff;color:var(--ink);border-top:1px solid var(--line)}
.mnav a{font-family:var(--ui)}.mnav a.sub{color:var(--slate)}.mnav .grp{color:var(--slate)}
@media (max-width:400px){.brand img{height:38px;width:38px;padding:0}.brand .l1{font-size:15px}.brand .l2{font-size:11px;letter-spacing:.28em}}
/* hero: calmer, deeper navy, no text shadow */
.hero{background:var(--night) url(img/skyline.jpg?v=2) center 60%/cover no-repeat;min-height:min(80vh,760px)}
.hero::before{background:linear-gradient(180deg,rgba(7,22,51,.86) 0%,rgba(7,22,51,.62) 50%,rgba(7,22,51,.9) 100%)}
.hero h1{text-shadow:none;font-size:clamp(40px,5.8vw,70px);margin-bottom:24px}
.hero h1 em{color:var(--red-on-dark)}
.hero .lede{color:rgba(255,255,255,.82);font-size:clamp(17px,1.5vw,19.5px)}
.hero .assure{font-family:var(--ui);font-size:14.5px;color:rgba(255,255,255,.78)}
@media (max-width:640px){.hero::before{background:linear-gradient(180deg,rgba(7,22,51,.94) 0%,rgba(7,22,51,.85) 55%,rgba(7,22,51,.55) 80%,rgba(7,22,51,.35) 100%)}}
/* cards and panels */
.offer{border:1px solid var(--line);border-radius:var(--r-doc)}
.offer .head b,.offer .amount,.offer .row b{font-family:var(--ui);font-weight:700}
.offer .amount{font-family:var(--display);font-weight:400;letter-spacing:-.01em}
.stats b{font-family:var(--display);font-weight:400;font-size:clamp(24px,2.4vw,32px)}
.stats span{font-family:var(--ui)}
.assurance b{font-family:var(--ui);font-weight:700}
.product.featured{border-radius:var(--r-card);padding:40px 42px;box-shadow:0 20px 40px -24px rgba(11,31,63,.5)}
.product.featured h3{font-family:var(--display);font-weight:400;font-size:32px}
.product.featured .pin{font-family:var(--ui);font-size:12.5px;letter-spacing:.14em;text-transform:uppercase}
.product.featured .side b{font-family:var(--ui)}
.product.featured .go,.how .after .textlink{font-family:var(--ui);font-weight:600}
.prow{padding:26px 0}.prow h3{font-family:var(--ui);font-weight:700;font-size:19px}
.prow .facts span{font-family:var(--ui);font-size:12.5px;font-weight:500;color:var(--navy);border-color:#D6DCE6}
.step .n{font-family:var(--ui)}.step h3{font-family:var(--ui)}
.why{background:var(--navy)}
.why .kicker{color:var(--red-on-dark)}
.reason h3{font-family:var(--ui);font-weight:700}
.tabs button{font-family:var(--ui);font-weight:600}
.ledger .lh b,.ledger td:last-child,.term b{font-family:var(--ui)}
.faq summary{font-family:var(--ui);font-weight:600;font-size:17.5px}
.final{background:var(--navy)}
.final .side b{font-family:var(--ui)}
.quote p{font-family:var(--display);font-size:19px;line-height:1.5}
/* forms */
form.app input,form.app select,form.app textarea{border-color:#CBD2DD;border-radius:6px;min-height:52px}
form.app input:focus,form.app select:focus,form.app textarea:focus{outline:3px solid rgba(185,28,44,.14);border-color:var(--red)}
/* footer */
footer{background:#071633;padding-block:64px 36px}
footer .brand{color:#fff}
footer .brand .l1{color:#fff}footer .brand .wm{border-left-color:var(--red-on-dark)}footer .brand .l2{color:var(--red-on-dark)}
footer .brand img{background:#fff;border-radius:8px;padding:5px;width:44px;height:44px}
footer h4{font-family:var(--ui);font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.9)}
footer .social a{font-family:var(--ui)}
/* sticky mobile cta */
.sticky-cta{background:rgba(255,255,255,.96);border-top:1px solid var(--line)}
.mnav a.btn{display:flex;justify-content:center;text-align:center;padding:14px 18px}
body:has(.nav.open) .sticky-cta{display:none}

/* one page-load moment: the offer card settles in */
@keyframes settle{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}
.offer{animation:settle .7s cubic-bezier(.2,.7,.2,1) both .1s}
/* inner pages */
.phead{background:var(--night) url(img/skyline.jpg?v=2) center 70%/cover no-repeat;color:#fff;padding-block:clamp(56px,7vw,88px);position:relative}
.phead::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,11,20,.72),rgba(7,11,20,.82))}
.phead .wrap{position:relative;z-index:1}
.phead .wrap{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,.7fr);gap:32px;align-items:end;position:relative;z-index:1}
.phead h1{font-size:clamp(32px,4.4vw,52px)}
.phead .lede{margin-top:16px}
.phead .crumb{font-size:14px;color:rgba(255,255,255,.6);margin-bottom:14px}
.phead .crumb a{text-decoration:none}
.phead .side{display:flex;flex-wrap:wrap;gap:10px;justify-content:flex-end}
@media (max-width:860px){.phead .wrap{grid-template-columns:1fr}.phead .side{justify-content:flex-start}}
@media (max-width:640px){.phead,.apply-page{background-image:url(img/skyline-m.jpg?v=2);background-position:center 30%}.phead h1{font-size:30px}}
.pbody .wrap{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:clamp(32px,5vw,72px);align-items:start}
.pbody .side{position:sticky;top:96px;display:grid;gap:16px}
@media (max-width:900px){.pbody .wrap{grid-template-columns:1fr}.pbody .side{position:static}}
.prose h2{font-size:clamp(24px,2.6vw,30px);margin:40px 0 12px}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:20px;margin:26px 0 8px}
.prose p{margin-bottom:14px;max-width:68ch}
.prose ul,.prose ol{margin:0 0 16px 22px;max-width:68ch}
.prose li{margin-bottom:8px}
.prose .meta{color:var(--slate);font-size:14px;margin-bottom:24px}
.prose table{border-collapse:collapse;width:100%;font-size:15px;margin-bottom:18px}
.prose td,.prose th{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.prose th{font-family:var(--display);font-weight:700;color:var(--navy)}
.ticklist{list-style:none;margin:0 0 18px;display:grid;gap:10px;max-width:68ch}
.ticklist li{display:flex;gap:12px;align-items:flex-start}
.ticklist li .ic{margin-top:2px}
.applycard{background:var(--navy);color:#fff;border-radius:var(--r-card);padding:26px}
.applycard h3{font-size:20px;margin-bottom:8px}
.applycard p{color:rgba(255,255,255,.75);font-size:15px;margin-bottom:16px}
.applycard .btn{width:100%}
.applycard .mini{display:grid;gap:8px;margin-top:16px;font-size:14px;color:rgba(255,255,255,.8)}
.applycard .mini span{display:flex;gap:8px;align-items:center}
.applycard .mini .ic{color:#9AE6C7;width:18px;height:18px}
.notecard{background:var(--mist);border:1px solid var(--line);border-radius:var(--r-card);padding:20px;font-size:14px;color:var(--slate)}
.notecard b{color:var(--ink);font-family:var(--display);display:block;margin-bottom:6px}
.specs{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:8px 0 28px}
.specs div{border:1px solid var(--line);border-radius:10px;padding:14px 16px}
.specs b{display:block;font-family:var(--display);color:var(--navy);font-size:18px}
.specs span{font-size:14px;color:var(--slate)}
@media (max-width:520px){.specs{grid-template-columns:1fr}}
.otherprods{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:12px}
.otherprods a{border:1px solid var(--line);border-radius:10px;padding:14px 16px;text-decoration:none;font-family:var(--display);font-weight:600;display:flex;justify-content:space-between;align-items:center;gap:8px}
.otherprods a:hover{border-color:var(--navy)}
@media (max-width:520px){.otherprods{grid-template-columns:1fr}}
.timeline{display:grid;gap:0;max-width:760px}
.tstep{display:grid;grid-template-columns:56px 1fr;gap:20px;padding:24px 0;border-top:1px solid var(--line)}
.tstep:last-child{border-bottom:1px solid var(--line)}
.tstep .n{width:44px;height:44px;border-radius:50%;background:var(--red);color:#fff;font-family:var(--display);font-weight:800;display:grid;place-items:center}
.tstep .t{font-size:14px;color:var(--accent-ink);font-family:var(--display);font-weight:700;margin-bottom:4px}
.tstep h3{margin:0 0 8px}
.tstep p{color:var(--slate);margin:0}
.docs{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:8px}
.docs div{background:var(--mist);border:1px solid var(--line);border-radius:10px;padding:16px}
.docs b{display:block;font-family:var(--display);margin-bottom:4px}
.docs span{font-size:14px;color:var(--slate)}
@media (max-width:760px){.docs{grid-template-columns:1fr}}
.reasons-page .reason{border-color:var(--line)}
.reasons-page .reason p{color:var(--slate)}
.contactgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.ccard{border:1px solid var(--line);border-radius:var(--r-card);padding:22px}
.ccard h3{font-size:18px;margin-bottom:6px}
.ccard p{color:var(--slate);font-size:15px}
@media (max-width:760px){.contactgrid{grid-template-columns:1fr}}

/* application form */
.apply-page{background:var(--night) url(img/skyline.jpg?v=2) center 70%/cover no-repeat;position:relative;color:#fff}
.apply-page::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,11,20,.8),rgba(7,11,20,.92))}
.apply-page>.wrap{position:relative;z-index:1}
.apply-page .intro .lede{color:rgba(255,255,255,.82)}
.apply-page .intro li{color:rgba(255,255,255,.9)}
.apply-page .intro .fine{color:rgba(255,255,255,.6)}
.apply-page .kicker{color:var(--red-on-dark)}
.apply-page form.app,.apply-page .thanks{color:var(--ink)}
.apply-page .wrap{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(28px,5vw,64px);align-items:start}
@media (max-width:900px){.apply-page .wrap{grid-template-columns:1fr}}
.apply-page .intro{position:sticky;top:96px}
@media (max-width:900px){.apply-page .intro{position:static}}
.apply-page .intro ul{list-style:none;display:grid;gap:12px;margin-top:22px}
.apply-page .intro li{display:flex;gap:12px;align-items:flex-start}
form.app{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-doc);padding:30px;display:grid;gap:22px}
@media (max-width:520px){form.app{padding:22px 18px}}
form.app fieldset{border:0;display:grid;gap:14px}
form.app legend{font-family:var(--display);font-weight:700;font-size:18px;margin-bottom:12px;color:var(--navy)}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:560px){.frow{grid-template-columns:1fr}}
form.app label{display:grid;gap:6px;font-size:14px;font-weight:600}
form.app label small{font-weight:400;color:var(--slate)}
form.app input,form.app select,form.app textarea{width:100%;min-height:50px;padding:12px 14px;border:1.5px solid var(--line);border-radius:var(--r-ctl);font:inherit;font-size:16px;background:#fff;color:var(--ink)}
form.app input:focus,form.app select:focus,form.app textarea:focus{outline:3px solid rgba(207,31,48,.2);border-color:var(--red)}
form.app input:user-invalid,form.app select:user-invalid{border-color:var(--red)}
.money{position:relative;display:block}.money i{position:absolute;left:14px;top:50%;transform:translateY(-50%);font-style:normal;color:var(--slate);font-size:16px}form.app .money input{padding-left:32px}
form.app label.consent{display:flex;gap:12px;align-items:flex-start;font-size:14px;font-weight:400;color:var(--slate)}
form.app label.consent input{width:20px;height:20px;min-height:0;margin-top:2px;flex:none;padding:0}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
form.app .btn{width:100%}
.fine{font-size:13px;color:var(--slate)}
.thanks{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-doc);padding:40px;text-align:center}
.thanks h3{font-size:26px;margin-bottom:10px}
.thanks p{color:var(--slate)}
/* product pages */
.ptop{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(28px,4vw,56px);align-items:start}
@media (max-width:900px){.ptop{grid-template-columns:1fr}}
.calc{background:var(--navy);color:#fff;border-radius:var(--r-doc);padding:26px;position:sticky;top:96px}
@media (max-width:900px){.calc{position:static}}
.calc h3{font-size:20px;margin-bottom:4px}
.calc .sub{font-size:13px;color:rgba(255,255,255,.6);margin-bottom:18px}
.calc label{display:flex;justify-content:space-between;align-items:baseline;font-size:14px;color:rgba(255,255,255,.75);margin-top:14px}
.calc label b{font-family:var(--display);color:#fff;font-size:18px}
.calc input[type=range]{width:100%;margin:8px 0 2px;accent-color:var(--red-on-dark);height:6px}
.calc select{width:100%;margin-top:8px;min-height:44px;border-radius:8px;border:1px solid var(--line-dark);background:rgba(255,255,255,.06);color:#fff;font:inherit;font-size:15px;padding:0 12px}
.calc select option{color:var(--ink)}
.calc .out{margin-top:20px;border-top:1px solid var(--line-dark)}
.calc .out div{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:11px 0;border-bottom:1px solid var(--line-dark);font-size:15px}
.calc .out span{color:rgba(255,255,255,.7)}
.calc .out b{font-family:var(--display);font-size:18px;text-align:right}
.calc .out div.big b{font-size:26px;color:var(--red-on-dark)}
.calc .btn{width:100%;margin-top:18px}
.calc .fine{font-size:12px;color:rgba(255,255,255,.55);margin-top:12px;line-height:1.5}
.pintro h2{font-size:clamp(24px,2.6vw,30px);margin:0 0 12px}
.pintro p{margin-bottom:14px;max-width:66ch}
.kv{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:22px 0 8px}
.kv div{border:1px solid var(--line);border-radius:10px;padding:14px 16px}
.kv b{display:block;font-family:var(--display);color:var(--navy);font-size:18px}
.kv span{font-size:14px;color:var(--slate)}
@media (max-width:520px){.kv{grid-template-columns:1fr}}
.psec{padding-block:clamp(40px,6vw,72px)}
.psec.alt{background:var(--mist)}
.psec h2{font-size:clamp(26px,3vw,36px);margin-bottom:14px}
.psec .lede{margin-bottom:28px}
.two-col{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(24px,4vw,56px);align-items:start}
@media (max-width:860px){.two-col{grid-template-columns:1fr}}
.cmp{width:100%;border-collapse:collapse;font-size:15px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);overflow:hidden}
.cmp th,.cmp td{padding:12px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.cmp th{font-family:var(--display);font-weight:700;color:var(--navy);background:var(--mist)}
.cmp tr:last-child td{border-bottom:0}
.cmp td:first-child{color:var(--slate);width:28%}
.tblwrap{overflow-x:auto}
.eligbox{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);padding:24px}
.eligbox h3{font-size:20px;margin-bottom:14px}
.eligbox ul{list-style:none;display:grid;gap:10px}
.eligbox li{display:flex;gap:12px;align-items:flex-start}
.eligbox .ic{margin-top:2px}
.eligbox .no{color:var(--slate)}
.stepsv{display:grid;gap:0;counter-reset:s}
.stepv{display:grid;grid-template-columns:44px 1fr;gap:16px;padding:18px 0;border-top:1px solid var(--line)}
.stepv:last-child{border-bottom:1px solid var(--line)}
.stepv .n{width:36px;height:36px;border-radius:50%;background:var(--red);color:#fff;font-family:var(--display);font-weight:800;display:grid;place-items:center}
.stepv .t{font-size:13px;color:var(--accent-ink);font-family:var(--display);font-weight:700}
.stepv h4{font-size:18px;margin:2px 0 6px}
.stepv p{color:var(--slate);font-size:15px}
.trust{background:var(--navy);color:#fff;border-radius:var(--r-card);padding:28px;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.trust h3{grid-column:1/-1;font-size:22px}
.trust div b{display:block;font-family:var(--display);font-size:16px;margin-bottom:4px}
.trust div p{color:rgba(255,255,255,.75);font-size:14px}
@media (max-width:760px){.trust{grid-template-columns:1fr}}
.pfaq details{border-top:1px solid var(--line)}
.pfaq details:last-child{border-bottom:1px solid var(--line)}
.pfaq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 0;font-family:var(--display);font-weight:700;font-size:17px}
.pfaq summary::-webkit-details-marker{display:none}
.pfaq summary .pm{flex:none;width:26px;height:26px;border-radius:50%;border:1.5px solid var(--line);position:relative}
.pfaq summary .pm::before,.pfaq summary .pm::after{content:"";position:absolute;left:7px;top:11px;width:10px;height:2px;background:var(--navy);transition:transform .2s}
.pfaq summary .pm::after{transform:rotate(90deg)}
.pfaq details[open] summary .pm::after{transform:rotate(0)}
.pfaq .a{padding:0 0 18px;color:var(--slate);max-width:66ch}
.uses{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.uses div{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:16px}
.uses b{display:block;font-family:var(--display);margin-bottom:4px}
.uses span{font-size:14px;color:var(--slate)}
@media (max-width:760px){.uses{grid-template-columns:1fr}}
.example{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);overflow:hidden}
.example .eh{padding:16px 22px;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:12px;align-items:center}
.example .eh b{font-family:var(--display)}
.example .eh span{font-size:12px;border:1px solid var(--line);border-radius:999px;padding:3px 10px;color:var(--slate);white-space:nowrap}
.example table{width:100%;border-collapse:collapse;font-size:15px}
.example td{padding:11px 22px;border-bottom:1px solid var(--line)}
.example td:first-child{color:var(--slate)}
.example td:last-child{text-align:right;font-family:var(--display);font-weight:700;color:var(--navy)}
.example tr.tot td:last-child{color:var(--accent-ink);font-size:20px}
.example tr:last-child td{border-bottom:0}
/* trade pages */
.cal{display:grid;grid-template-columns:repeat(12,1fr);gap:6px;margin-top:18px}
.cal div{border-radius:10px;padding:10px 6px 8px;text-align:center;font-size:12px;line-height:1.25;background:#E7ECF4;color:var(--slate)}
.cal div b{display:block;font-family:var(--display);font-size:14px;color:var(--navy);margin-bottom:4px}
.cal div.hi{background:var(--navy);color:rgba(255,255,255,.8)}.cal div.hi b{color:#fff}
.cal div.lo{background:#FBE9EB;color:#8A2A33}.cal div.lo b{color:#8A2A33}
.cal div.mid{background:#E7ECF4}
.callegend{display:flex;gap:18px;font-size:13px;color:var(--slate);margin-top:10px;flex-wrap:wrap}
.callegend span{display:inline-flex;align-items:center;gap:6px}.callegend i{width:14px;height:14px;border-radius:4px;display:inline-block}
@media (max-width:760px){.cal{grid-template-columns:repeat(6,1fr)}}
.look{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:18px}
.look div{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);padding:20px}
.look div b{display:block;font-family:var(--display);font-size:17px;color:var(--navy);margin-bottom:6px}
.look div p{font-size:15px;color:var(--slate);margin:0}
@media (max-width:700px){.look{grid-template-columns:1fr}}
.snap{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:22px 0 6px}
.snap div{background:var(--mist);border-radius:var(--r-card);padding:16px}
.snap div b{display:block;font-family:var(--display);font-size:22px;color:var(--navy);letter-spacing:-.02em}
.snap div span{font-size:13px;color:var(--slate)}
@media (max-width:700px){.snap{grid-template-columns:repeat(2,1fr)}}
.trades{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:22px}
.trades a{display:block;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);padding:22px;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
.trades a:hover{border-color:var(--navy);transform:translateY(-2px)}
.trades a b{display:block;font-family:var(--display);font-size:18px;color:var(--navy);margin-bottom:6px}
.trades a span{font-size:14px;color:var(--slate);display:block}
.trades a .go{margin-top:12px;font-family:var(--display);font-weight:700;font-size:14px;color:var(--accent-ink);display:inline-flex;gap:6px;align-items:center}
@media (max-width:760px){.trades{grid-template-columns:1fr}}